Risk Management

Risk Management is the practice of identifying and analyzing loss exposures and taking steps to minimize the financial impact of the risks they impose.

The Risk Management team at Guaranty Insurance will assist you to create and implement strategies that will greatly reduce your risk exposure.  This is accomplished through

• Claims Consulting
• Loss Control Services
• Training / Seminars
• Workers Comp Control
• Underwriting Program Evaluations
• Links

Our approach is to provide a customized solution that will address your concerns and have a positive impact on your bottom line.

We start by asking questions about “what you need” or “what keeps you awake at night”?  Such as:

If an OSHA inspector knocked on your door and asked to review your logs and will shut down your operations until you present them, could you provide them?

Your company recently acquired another firm that transports hazardous materials over state lines. Would your current policy cover a potential pollution spill adequately?

Do you work with subcontractors…..are you covered under their policy for their work product OR are they covered under your policy?

Do you know what your work comp experience modifier is? Do you know how to reduce it?
Are your certificates up to date?

Contact one of our Guaranty Insurance professionals, located in 16 offices in and around major metropolitan areas in Texas and California, to meet your insurance needs and deliver exceptional customer service to you and your business.